Mobile · Alabama · Independent

Insurance that
actually represents
you.

For nearly three decades the Busby Agency has helped Gulf Coast families and small businesses find the right coverage from the country's highest-rated carriers — without pressure, and without the fine print.

Gulf Coast at golden hour
40–70%
Typical savings on a rate review
25+
Years serving the Gulf Coast
A-rated
Top-tier carriers only
1:1
Every client, every renewal
0
High-pressure sales tactics
Kenneth Busby, Broker/Owner
A family-owned agency

We don't work for an insurance company. We work for you.

The Busby Agency is a family-owned, independent brokerage committed to superior products and honest guidance. We're relationship-driven — most of our clients have been with us for a decade or more.

Being independent means we represent you, not a carrier. We shop the country's top-rated companies to find coverage that fits your life, your family, and your budget. One size never does.

Kenneth Busby, LUTCF
Broker & Owner
01 · Coverage

Every kind of protection a family or a business really needs.

We focus on life, health, and financial protection products. The Busby Agency does not sell property, casualty, or commercial insurance — which means we go deep on the coverage that actually keeps families whole.

For individuals & families

Life & Health

Term, whole life, and health plans tailored to each stage of family life.

Disability & Long-Term Care

Protect the income and independence your family depends on.

Annuities

Fixed and tax-deferred vehicles that turn savings into retirement income.

Medicare & Part-D

Supplements and prescription plans, explained in plain English.

Supplemental Health

Dental, vision, cancer, accident, critical illness, hospital indemnity.

Not sure what you actually need?
Book a review
02 · For business

Group benefits that keep good people, well.

Employee benefits packages designed for small businesses across the Gulf Coast — simple to administer, competitive to buy, meaningful for your team.

  • Life & Health Insurance
  • Disability & Long-Term Care
  • Retirement Plans
  • Dental, Vision & Supplemental
  • Cancer, Accident & Critical Illness
  • Hospital Indemnity
03 · The products, plainly

No jargon. Just what each policy actually does.

Whole Life
01

Lifetime coverage with a savings component that builds cash value on a predictable schedule.

Term Life
02

Straightforward protection for a set number of years — the most affordable way to cover a mortgage or young family.

Long-Term Care
03

Benefits for chronic illness or disability that don't drain the assets you spent a lifetime building.

Annuities
04

Tax-deferred growth and a guaranteed income stream you can't outlive.

Disability Income
05

Replaces a portion of your paycheck when illness or injury stops you from earning it.

Supplemental Health
06

Covers the gaps — deductibles, co-pays, lost income — your primary plan leaves behind.

04 · Carriers

We only place business with the carriers we trust.

Long relationships with A-rated national carriers give us the leverage to place hard cases, negotiate underwriting, and — most importantly — pay claims quickly when families need it most.

Colonial Life
Prudential
John Hancock
Foresters
Genworth
Allstate Financial
Banner Life
Mutual of Omaha
05 · Talk to Ken

A conversation costs nothing.

Send a note or call directly. Most reviews take 20 minutes and end with a clear picture of where you stand — no obligation to change a thing.

Request a review